Although retirement is associated with kicking back and taking things easy, financial stresses can sour the deal quite substantially, if you do not have a good contingency plan in place. Without the regular salary payment, you will no doubt experience some worry about how to get around this. Rather than remortgaging your home using the traditional route, why not look at a reverse home loan? There are several benefits to this, one of which is freeing yourself from the bonds of debt. Read below to know more about how this process works.